Offering Memorandum for Private Equity Fund (2023)

Offering Memorandum for Private Equity Fund

Our team at Prospectus.com can assist with your private equity fund for a Offering Memorandum. Private equity funds often raise capital in the private placement arena and the main disclosure document used when approaching investors is the Offering Memorandum. Private equity funds are created for real estate projects and many other investment structures. The OM – Offering Memorandum – will outline the terms of the private equity fund.

Our firm has been involved in private placement equity fund offerings for over 20 years and our attorneys and consultants have written more than 5,000 private offering documents. If your company is considering raising capital for your company and need a private equity funds Offering Memorandum for investment purposes reach out to us any time.

(Video) Private Placement Memorandums Explained - What is a PPM & When Do You Use it?

What is Offering Memorandum

A Offering Memorandum is a disclosure document that is given to investors for their investment consideration. A OM, as it’s also known, will highlight such terms as the offering itself, the price of the securities (whether its equity or debt, i.e. stocks or bonds), and it will detail the management team, tax implications and many other regulatory disclosures. As opposed to a public offering, an Offering Memorandum is used for a ‘private’ offering (a prospectus would be used for a public offering, for example). Investors in a OM can vary from accredited to non-accredited investors, venture capital, private equity and many types. The Offering Memorandum is the most popular disclosure document used to raise capital worldwide.

Types of Offering Memorandums

There are many varying types of Offering Memorandums. The type of offering will determine the specific nature of the OM. The two-main private placement offering memorandum documents used throughout the world are an equity private placement or a debt private placement.

(Video) Offering Memorandum

  • Equity: In an equity offering, a company will sell an ownership stake. The most common type of equity Offering Memorandum is one that sells shares or stock in a company. In addition, an limited liability company (LLC) or a limited partnership (LP) may sell units, or limited partnership interests of the company. Some issue sweeteners, like preferred shares or preferred stock.
  • Debt: In a debt offering, a company will sell securities such as a bond or a note. In a debt Offering Memorandum, a company will detail the securities being sold, such as the interest rate, maturity date, and other terms of the notes or bonds. In other types of debt issuance offering memorandums a company might offer convertible bonds or convertible notes. In this type of transaction, the debt securities will convert to equity at a pre-determined date.
  • Rules: In addition to debt or equity, there are various national and in some cases, international rules that apply to each Offering Memorandum. For example, there is Rule 504, 505 and 506 of Regulation D (Reg D). Included in Reg D is also 506b and 506c offerings. There is also Regulation A (Reg A). A popular rule in the equity and debt private placement sphere is Regulation S (Reg S) and Rule 144A.

Whether you require an equity OM or a debt Offering Memorandum, our team at Prospectus.com can assist.

Sections of an Offering Memorandum

There are many features and sections that go into the writing of an Offering Memorandum that is geared for raising capital. Here are just a few segments of the OM:

  • Executive Summary: an executive summary is normally a one or two-page summary of the business plan. It’s always suggested to include an executive summary in a private placement offering memorandum document as this help explain what the business does.
  • Jurisdictional Legends: the jurisdictional legends are specific country and state regulations governing the sale of securities in each jurisdiction. If it’s a US or Reg D offering, the jurisdictional legend will comprise of various states and rules for raising capital for selling stocks or bonds. If a company is raising capital worldwide they will use international legends that are country specific. Each country has their own rules regarding the flow of capital from outside investors and local investors.
  • Terms of the Offering: the terms of the offering will highlight the relevant features of the issuance. Included in the offering term section will be the stock or share price, or bond or note price, investors requirements, use of proceeds, some risks factors, and, if a debt offering, the maturity date and interest rate. The terms of the offering are the main component of a Offering Memorandum.
  • Investor Suitability: the investor suitability section of a OM will deal with investor standards. For example, if a company is raising capital and is required to only accept accredited investors then this section would detail that. Or if the suitability standards allow for non-accredited investors, or non-US investors under Regulation S (Reg S), or US investors in a 144A offering, the investor suitability section will detail that, which may include net worth requirements for each investor.
  • Risk Factors: the risk factor section will deal with the pertinent risks of the business. Included in the risk factors would be industry specific risks that could materially affect the business, as well as micro and macro risks toward the company, including competitors, and factors outside the control of the company such as natural disasters, recessions and so. Listing the company’s risk factors is important as omissions can come back to haunt entrepreneurs.
  • Management Team: the management team section will showcase the team’s skills, including the CEO and the support staff, and possibly even the board of directors or an advisory board. It is wise to include the strengths of the management team as this can help build investor confidence.
  • Use of Proceeds: the use of proceeds section is one page or more that details where the company plans on spending the capital they are raising. The use of proceeds is not always the most elaborate chart, but should be a solid breakdown of the plan of where the proceeds from the offering will be spent.
  • Tax Implications: the tax section of the Offering Memorandum will detail the implications for an investor. Most OMs will not detail the specific state tax requirements so each investor would be required to speak with their local accountant. For international clients, non-US (or not from the country of one’s offering), the tax implication will be important for profit and loss and each country will have their own rules.
  • Subscription Agreement: the subscription agreement is a synopsis of the terms of the entire Offering Memorandum and acts as the contract between the issuing company and the investor. The agreement will outline the terms of the offering, and the securities being sold, such as the bonds, notes, stocks, shares, warrants, or convertible securities.
  • Exhibits:one of the final sections of the OM is the exhibits, which are ancillary data related to the business of the company or the securities being sold. Examples of exhibits that go into a Offering Memorandum may be an image of a patent granted, or licenses or a company’s incorporation certificate.

Securities Law

(Video) Offering Memorandum Walkthrough - NNN005

A Offering Memorandum is meant for an issuing company to be compliant with both state and federal laws, no matter where the OM is issued. A company selling securities wants to ensure they do not break any laws when approaching investors and are exempt for registration requirements. For an investor to make an educated decision the OM should contain all the noted data above, including financial projections and past financial performance and of course the risk factors of the business and industry. Risk factor information will not scare away experienced investors who are most likely well aware of such language being placed in an Offering Memorandum. The important thing is make sure your company is compliant with securities laws and regulations when raising capital.

What About a Business Plan?

While a business plan is not always included in the Offering Memorandum, many companies do create a section for some information related to the business. Others will create a full exhibit and put the entire business plan in that section, while others will just put an executive summary in the OM. The business plan is normally the first document a company would create when starting a business and most likely prior to raising capital. The business plan and the Offering Memorandum are in many ways two sides of the coin. The business plan details the company’s plan of action, the market, strategies to engage clients and more. The Offering Memorandum details what the investor will receive in return for their money, i.e. what kind of stocks or bonds, and what terms are attached to them and much more.

Here at Prospectus.com we are “traditionalist-specialists”. We believe that having a solid business plan is the key to creating a solid company and getting to the point where one can raise money by creating a Offering Memorandum.

(Video) Raising Capital With The Offering Memorandum (OM) Exemption

If you company requires an Offering Memorandum or business plan, feel free to contact us anytime for a free consultation.

Contact Us For A Free Consultation for Offering Memorandum For Private Equity Fund

Read More

  • Prospectus Writing
  • IPO Stock Exchange Listing
  • Bond Offerings
  • Feasibility Study
  • 144A Reg S Offerings
  • Hedge Funds and Mutual Funds
  • Offering Memorandum
  • Private Placement Memorandum
  • Offering Circular
  • Explanatory Memorandum
  • Information Memorandum
  • Fund Setup Formation
  • Securities Identifiers
  • Registration and Filing
  • Legal Work
  • Valuations
  • Escrow Services
  • Business Plans

Offering Memorandum for Private Equity Fund

FAQs

What would be disclosed in the offering memorandum? ›

An offering memorandum is a legal document that states the objectives, risks, and terms of an investment involved with a private placement. This document includes items such as a company's financial statements, management biographies, a detailed description of the business operations, and more.

Are private placement memorandums necessary? ›

Issuers may provide a document called a private placement memorandum or offering memorandum that introduces the investment and discloses information about the securities offering and the issuer. This document is not required.

What must be included in a private placement memorandum? ›

Typically PPMs contain: a complete description of the security offered for sale, the terms of the sales, and fees; capital structure and historical financial statements; a description of the business; summary biographies of the management team; and the numerous risk factors associated with the investment.

Do I need an offering memorandum? ›

A PPM is not technically required for Rule 506(b) offers to only accredited investors and Rule 504 offers to either accredited or non-accredited investors. However, a PPM is usually advisable, even in those cases where it is not technically required. An issuer should view the PPM as a type of insurance.

What is an information memorandum in private equity? ›

Private Equity, a confidential information memorandum is also used as a disclosure document delivered to potential buyers in an auction to provide information on the target company.

What is the purpose of a PPM? ›

PPMs are disclosure documents used by small businesses raising money through private securities transactions. A private placement memorandum (PPM) is a legal document provided to prospective investors when selling stock or another security in a business.

What is included in an offering statement? ›

An offering statement gives people interested in investing in your co-op the information they need to make an informed decision. Essentially, it outlines the risks involved in purchasing a co-op's securities. An offering statement must include: A description of the co-op's business.

Is an offering memorandum legally binding? ›

Importance of Issuing an Offering Memorandum

The document is legally binding, and its importance goes beyond being a necessary document in the process of investment for both sellers and investors.

How do you evaluate a private placement memorandum? ›

Six Easy Steps to Reviewing a Real Estate Private Placement Memorandum
  1. Review terms of the deal. ...
  2. Sponsor due diligence. ...
  3. Review the Private Placement Memorandum. ...
  4. Review the LLC or LP Operating Agreement. ...
  5. Ask for a copy of the appraisal. ...
  6. Determine who produced the offering documents and who is clearing the deal.
13 Jun 2018

How does a private placement memorandum work? ›

A Private Placement Memorandum is a document that is put together by a privately held company when seeking to raise money from investors. The PPM is designed to illustrate and disclose the structure of the investment terms. It also outlines the risks/potentials that come along with investing in the security.

Is offering memorandum same as prospectus? ›

A prospectus is used for public markets while an offering memorandum is used for private markets. The offering memorandum document can also be referred to as an “offering circular” if it requires registration with the stock exchange commission.

Who prepares private placement memorandum? ›

Both reporting companies and non-reporting companies may prepare a PPM in connection with an unregistered offering of securities. For more information, see these Practice Notes: Preparing an Offering Memorandum: Rule 144A/Regulation S Debt Securities Offerings.

What is a funding memo? ›

Funding Memorandum means the document agreed upon by Buyer and Seller (whether or not signed) that specifies the calculations determining the Purchase Price with respect to the Participation.

Is a PPM mandatory? ›

A PPM is not required for every capital raise. While Rule 506 of Reg D and the antifraud provisions of the federal securities laws mandate that issuers disclose truthful and accurate information to investors, there is no requirement to provide any specific information or disclosures to accredited investors.

How much does an offering memorandum cost? ›

According to ContractsCounsel's marketplace data, the average cost of a project involving a private placement memorandum is $1,150.

What is offering memorandum exemption? ›

An offering memorandum exception allows issuers to attract capital from investors who might not normally qualify under other prospectus exemptions. Almost any entity may issue securities in Ontario without a prospectus under the OM Exemption.

What are the 4 types of memorandum? ›

There is a standard format for all memos, but there are four different types of memos based on their other purposes. Those memos are the response memo, meeting minutes memo, status memo, and field report memo.

What is memorandum discuss with example? ›

A memo (also known as a memorandum, or "reminder") is used for internal communications regarding procedures or official business within an organization. Unlike an email, a memo is a message you send to a large group of employees, like your entire department or everyone at the company.

What is the purpose of the information memorandum? ›

What Is an Information Memorandum? An Information Memorandum, or a Product Disclosure Statement (PDS), provides a descriptive snapshot of your business' history, current status and projected future position. This document's primary purpose is to motivate potential investors to invest in your business.

What are the three major components of an offering? ›

Distinguish between the three major components of an offering—product, price, and service. Explain, from both a product-dominant and a service-dominant approach, the mix of components that compose different types of offerings.

Can you give an example of offering something? ›

Using “Would you like to have some tea?” and “What would you like to have for dinner?” is common to offer something to someone politely.

How do you express an offering? ›

Expressions like Can I offer you…? or May I offer you…? are also possible.
  1. May I bring you some coffee?
  2. Can I help you?
  3. May I offer you something to drink?
  4. May I help you with this?
  5. Offers to do things for people often begin Would you like me to…?
  6. Would you like me to type your letters for you?
17 Jan 2017

Is an offering memorandum a public document? ›

An offering memorandum and a prospectus are very similar documents, however, while an offering memorandum is used for private placements, a prospectus is for publicly traded issues. A prospectus is used when a company is looking for public funds.

Can you make money on a PPM? ›

But with a PPM, there's an upside, if you keep your costs low, you can make money. And with the extra cash, you'll have the opportunity to set yourself up for success by paying off debt, investing in your Thrift Savings Plan, or saving for emergencies.

What is an offering structure? ›

A private placement offering's basic structure involves either debt, equity, or some combination of debt and equity.

What is the offering process? ›

Once a candidate is selected, the employer still needs to conduct background checks, decide on a salary, issue a formal written offer, and set a start date. These are all important steps and considerations for the employer and can lead to a job offer taking longer than you expect.

What is standard offering? ›

Standard offer means a Demand Program available to a group of customers or customers generally on the same terms and without customization.

Is an offering memorandum a contract? ›

An offering memorandum, in addition to providing all of the information about an investment deal, is also a legally binding contract. The final section of the memorandum is an actual copy of that contract, which an investor would sign if they agree with the terms of the deal.

How binding is a memorandum of agreement? ›

The purpose of an MOA is to have a written formal understanding of the agreement between parties. An MOA details the obligations and commitments of the parties and allocates and minimizes each party's risks. It can also be referred to as a contract and is legally binding.

Is a PPM a contract? ›

So, a PPM can be thought of as a sort of hybrid between a business plan and a legal contract all in one.

What do you look for in PPM? ›

How to Read and Comprehend the PPM
  • A Zoom call and perhaps a face-to-face visit with the syndicator.
  • A thorough background and criminal check on key principals.
  • A systematic “death-by-Google” process to unearth any hidden and past information.
  • Calls to references (both reported and independently unearthed)
13 Sept 2021

Do Startups Need PPM? ›

Are PPMs Required When Raising Private Startup Capital? Some founders and startup entrepreneurs believe that a PPM is needed any time capital is raised or securities are issued in a private offering, including early-stage financing, Series A, Series B financing rounds or so on. However, that is not technically true.

What are the advantages of private placement? ›

Private placement has advantages over other equity financing methods, including less burdensome regulatory requirements, reduced cost and time, and the ability to remain a private company.

Is a PPM binding? ›

The document is legally binding, and its importance goes beyond being a necessary document in the process of investment for both sellers and investors.

Is private placement debt or equity? ›

The most common type of private placement is long-term, fixed-rate senior debt, but there is an endless array of structuring alternatives. One of the key advantages of a private placement is its flexibility.

What is the box in an offering memorandum? ›

The beginning summary section contains information marked with a box border. This section covers basic information about the securities offering and its value proposition.

Is it compulsory to issue a prospectus? ›

It is not necessary for every company to file a prospectus. A statement in lieu of prospectus is filed with the Registrar of Companies Act instead of Articles of Association. Private companies are not required to file a prospectus.

What are the 2 types of prospectus? ›

Types of prospectus
  • Deemed Prospectus – Deemed prospectus has mentioned under Companies Act, 2013 Section 25 (1). ...
  • Red Herring Prospectus – Red herring prospectus does not contain all information about the prices of securities offered and the number of securities to be issued.

What is the offer period for private placement? ›

Time Limit for private placement

The Company shall make an allotment within 60 days from the date of receipt of application money. If the Company fails to allot the securities within 60 days, then it shall repay the application money to the subscribers within 15 days from the expiry of 60 days.

Is a private placement an offering? ›

A private placement is an offering of unregistered securities to a limited pool of investors. In a private placement, a company sells shares of stock in the company or other interest in the company, such as warrants or bonds, in exchange for cash.

What is the limit for private placement? ›

Maximum Limit of Private Placement

The Rules state that the offer or invitation of private placement should not be more than two hundred persons in the aggregate financial year.

What are the five elements of a memo? ›

Standard memos are divided into segments to organize the information and to help achieve the writer's purpose.
  • Heading Segment. The heading segment follows this general format: ...
  • Opening Segment. ...
  • Context. ...
  • Task Segment. ...
  • Summary Segment. ...
  • Discussion Segments. ...
  • Closing Segment. ...
  • Necessary Attachments.

What are the three most common types of memos? ›

Some of the different types of memos are:
  • Request Memo. The objective of these types of memos is to gain a favorable response to a request. ...
  • Confirmation Memo. These memos are used to confirm in writing something that has been agreed to verbally. ...
  • Suggestive Memo.
20 Oct 2020

What are the 4 headings to a memo in order? ›

The four standard headings for memos are TO:, FROM:, DATE:, and SUBJECT: (or Re:, short for Regarding).

Does a private fund need a PPM? ›

A private placement memorandum shares information about a securities offering that is exempt from normal SEC regulations with potential investors. A PPM isn't required, but it's a good idea to give it to all potential investors to make sure they have all the information they need to decide whether to invest.

What would you look for in an offering memorandum? ›

An offering memorandum is a legal document that states the objectives, risks, and terms of an investment involved with a private placement. This document includes items such as a company's financial statements, management biographies, a detailed description of the business operations, and more.

What is the difference between PPM and prospectus? ›

Private Placement Memorandum vs.

prospectus is that a private placement memorandum explains the terms and conditions of a private placement. A prospectus is an offering document that performs the same function but for publicly traded issues, such as companies selling common stock or introducing an IPO.

How is the offering price calculated? ›

Divide the paid-in capital by the number of shares sold to get the value of one share of stock. For example, if the company has sold 25,000 IPO stock shares for $500,000, you would divide the $500,000 paid-in capital amount by the 25,000 shares to arrive at a $20-per-share book value.

What is an offering minimum? ›

Minimum Offering Amount means an amount of funds equal to or below the target offering amount that is set by the issuer and that shall not be less than 20 percent of the target offering amount.

What determines the offering price of a new issue? ›

The investment bankers that underwrite a company's public offering use several variables to determine the IPO price, including an analysis of the company's growth potential, a comparison to related firms, and a determination of market demand conditions.

Are private offerings exempt? ›

The SEC has deemed certain transactions to constitute private offerings and fall outside of the scope of a public offering. That is, the securities are not being sold in a public offering and, therefore, are exempt from the registration and reporting requirements of Section 5.

Are private offerings exempt from registration? ›

Section 4(a)(2) of the Securities Act exempts from registration transactions by an issuer not involving any public offering.

What is a qualified offering? ›

Qualified Offering means the closing of the sale of the securities of the Company, whether in a private placement or pursuant to an effective registration statement under the Securities Act resulting in at least $2,500,000.00 of gross proceeds to the Company.

How do you write a memorandum? ›

It should be very short — about one or two sentences. The introduction should clearly state the purpose of the memo so the reader immediately understands what it is about. If the memo is meant to respond or follow up on a certain topic or situation, include that in the first paragraph.

What are the steps of memorandum? ›

Contents
  1. Know the Format.
  2. Label Your Memo.
  3. Create Your Heading.
  4. Write a Concise Introduction.
  5. Write the Memo Body.
  6. End with a Conclusion.
  7. Proofread.
22 Apr 2022

What is memorandum short answer? ›

1. a written statement, record, or communication such as within an office. 2. a note of things to be remembered.

What is a memorandum answer? ›

In simple words, a memorandum is a written message or information from one person or department to another in the same business. It is less formal than a letter. A memorandum is often abbreviated as a memo.

What is a memorandum and what should be included in it? ›

A memorandum, also known as a memo, is informing a group or organization in an email or letter of a specific problem and/or solution. A memo should have an action plan with specific steps on how to carry out the plan. Memorandums should be short, concise, and easy to read.

What is the key purpose of an offering value proposition? ›

A value proposition is a simple statement that summarizes why a customer would choose your product or service. It communicates the clearest benefit that customers receive by giving you their business.

What are the two types of product offerings? ›

Consumer offerings fall into four general categories:
  • Convenience offerings.
  • Shopping offerings.
  • Specialty offerings.
  • Unsought offerings.

What is a offering statement? ›

Offering statement. A shortened registration statement required by the Securities and Exchange Commission on debt issues with less than a nine-month maturity.

What is offering help and give the example? ›

Offering help is an expression to offer help to someone. The purpose is to offer assistance for someone who is doing something politely. There are two kinds of offering help: informal offers and formal offers.

What is offering in simple words? ›

: the act of one who offers. : something offered. especially : a sacrifice ceremonially offered as a part of worship. : a contribution to the support of a church.

What is an example of offering? ›

An offering is a type of offer or bid, like the kind made in a business meeting. When you offer something—like a cookie—you're asking someone if they want it. An offering is like that: it's an offer. One type of offering is a proposal or bid made in business.

What must be disclosed in a prospectus? ›

A prospectus includes pertinent information such as a brief summary of the company's background and financial information. The name of the company and its principals, age of the company, management experience, and management's involvement in the business.

What is disclosed on an options confirmation? ›

Each such confirmation shall show the type of option, the underlying security or index, the expiration month, the exercise price, the number of option contracts, the premium, the commission, the trade and settlement dates, whether the transaction was a purchase or a sale (writing) transaction, whether the transaction ...

What is included in investment memorandum? ›

In investment finance, an offering memorandum is a kind of a detailed business plan that highlights information required by an investor to understand the business. It provides details on the terms of engagement, potential risks associated with the business, and a detailed description of the operations of the business.

What is disclosed in the notes? ›

Accounting disclosure notes are included in the footnotes to an entity's financial statements. These notes reveal certain important facts about an entity's finances that are not shown elsewhere in the financial statements.

Is an information memorandum a legal document? ›

Confidential Information Memorandum or Disclaimer

This part of the document is a technical provision that provides legal consequences in the event key information is leaked about the business.

What are the three types of disclosure? ›

Confidential Disclosure Agreements come in three types: Incoming, Outgoing, and Mutual.

What are the golden rules for issuing prospectus? ›

Golden Rule
  • It is the duty of those who issue the prospectus to be truthful in all respects. ...
  • The prospectus must be an honest statement of the company's profile; there must be no misleading, ambiguous or erroneous reference to the company in its prospectus.
11 Jun 2020

When must a client receive an options Disclosure document? ›

In addition to setting forth what information must be disclosed in the ODD, Rule 9b-1 requires brokers and dealers to furnish a copy of the ODD to a customer before or at the time they approve that customer's account or accept the customer's order to trade options covered by the ODD.

When must the options disclosure document be provided? ›

At or prior to the time a customer's account is approved for trading in a particular kind of option by a member or member organization, such member or member organization shall deliver to the customer the applicable current Options Disclosure Document.

How long does it take for options to clear? ›

When does settlement occur? For most stock trades, settlement occurs two business days after the day the order executes, or T+2 (trade date plus two days). For example, if you were to execute an order on Monday, it would typically settle on Wednesday.

What are the 3 basic parts of a memorandum? ›

Most longer memos consist of an introduction, a discussion, and a conclusion. In the introduction, tell readers what prompted you to write (such as a problem or question about a specific procedure or policy), and provide any necessary background information.

What are the 7 parts of memorandum? ›

Standard memos are divided into segments to organize the information and to help achieve the writer's purpose.
  • Heading Segment. The heading segment follows this general format: ...
  • Opening Segment. ...
  • Context. ...
  • Task Segment. ...
  • Summary Segment. ...
  • Discussion Segments. ...
  • Closing Segment. ...
  • Necessary Attachments.

What are the five parts of a memorandum? ›

Memoranda are used as internal documents for an attorney to assess how a legal rule will likely be applied to a given set of facts. There are several components that make up your formal legal memorandum: Header, Question Presented, Brief Answer, Statement of Facts, Discussion, and Conclusion.

What are the four types of disclosure? ›

There are four main types of counselor self-disclosures: accidental, unavoidable, client initiated, and deliberate.

What are the 5 forms of disclosure? ›

Types of Disclosure Form
  • Health Disclosure Form.
  • Property Disclosure Form.
  • Seller Disclosure Form.
  • Agency Disclosure Form.
  • Financial Disclosure.
16 Jan 2021

What is a disclosure memorandum? ›

Disclosure Memorandum means the compilation of various disclosure schedules and supplements to be delivered by Seller to Purchaser concurrently with the execution and delivery of this Agreement.

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